Privacy Policy

Effective Date: June 8, 2026
Last Updated: June 8, 2026

Viarmo Accounting & Consulting Services (“Viarmo,” “we,” “our,” or “us”), operated by Viarmo Management and headquartered at La Ressource, Vieux Fort, Saint Lucia, is committed to protecting the privacy and personal data of all individuals who interact with our website and services.

This Privacy Policy explains what information we collect, how we use it, with whom we share it, and what rights you have regarding your personal data. By accessing or using https://viarmoservices.com (the “Website”), you agree to the practices described in this policy.

1. Who This Policy Applies To

This Privacy Policy applies to:

• Visitors to our Website
• Individuals who submit inquiries through our contact or project inquiry forms
• Subscribers to our newsletter and communications
• Prospective and existing clients of Viarmo worldwide

We serve clients internationally, including individuals and organizations in the European Union (EU), the United Kingdom (UK), the Caribbean, North America, and other regions. Where applicable, this policy complies with the EU General Data Protection Regulation (GDPR) and UK GDPR.

2. Information We Collect

2.1 Information You Provide Directly

We collect personal information when you voluntarily submit it through our Website, including:

• Contact Form & Project Inquiry Form: Your name, email address, phone number, company name, country, and the nature of your inquiry.
• Newsletter Subscription: Your name and email address.
• Email Communications: Any information you include when contacting us directly at info@viarmoservices.com.

2.2 Information Collected Automatically

When you visit our Website, certain technical data is collected automatically, including:

• IP address and approximate geographic location
• Browser type, version, and operating system
• Pages visited, time spent on pages, and navigation paths
• Referring URLs and exit pages
• Device type and screen resolution

This data is collected through cookies and Google Analytics (via Google Site Kit).

2.3 Information We Do Not Collect

We do not collect or process:

• Payment card or banking information (we do not operate an e-commerce or payment system on this Website)
• Sensitive personal data such as racial or ethnic origin, health data, or biometric data
• Data from minors under the age of 16

3. How We Use Your Information

We process your personal data for the following purposes:

4. Cookies and Tracking Technologies

Our Website uses cookies — small text files stored on your device — to improve functionality and analyze traffic.

4.1 Types of Cookies We Use

• Essential Cookies: Required for the Website to function correctly. These cannot be disabled.
• Analytics Cookies: Set by Google Analytics (via Google Site Kit) to collect anonymized data about how visitors interact with our Website. This helps us improve content and user experience.
• Functional Cookies: Used to remember your preferences and settings across sessions.

4.2 Managing Cookies

You may control or disable cookies through your browser settings. Please note that disabling certain cookies may affect the functionality of our Website. For more information on managing cookies, visit www.allaboutcookies.org.

For EU and UK visitors, we obtain your consent for non-essential cookies in accordance with GDPR requirements before placing them on your device.

5. Google Analytics

We use Google Analytics, provided through Google Site Kit, to understand how visitors use our Website. Google Analytics collects anonymized data including page views, session duration, traffic sources, and device information.

Google may transfer this data to servers in the United States and other countries. Google operates under the EU-U.S. Data Privacy Framework and Standard Contractual Clauses to ensure lawful data transfers.

You may opt out of Google Analytics tracking by installing the Google Analytics Opt-Out Browser Add-On.

For more information, see Google’s Privacy Policy.

6. How We Share Your Information

We do not sell, rent, or trade your personal data. We may share your information only in the following limited circumstances:

• Service Providers: Third-party vendors who support our Website operations (e.g., hosting, email delivery, analytics), bound by confidentiality and data processing agreements.
• Legal Requirements: Where we are required by law, court order, or regulatory authority to disclose personal data.
• Business Transfers: In the event of a merger, acquisition, or sale of business assets, your data may be transferred as part of that transaction, with equivalent privacy protections maintained.
• With Your Consent: Where you have explicitly authorized us to share your information.

7. International Data Transfers

As an internationally-oriented firm headquartered in Saint Lucia, we may transfer personal data across borders. For individuals in the EU and UK, we ensure that all international data transfers are conducted in accordance with applicable data protection law, including through:

• Standard Contractual Clauses (SCCs) approved by the European Commission
• Adequacy decisions where applicable
• Other lawful transfer mechanisms as recognized under GDPR and UK GDPR

8. Data Retention

We retain personal data only for as long as necessary to fulfill the purposes for which it was collected, or as required by applicable law:

• Inquiry and contact form data: Retained for up to 3 years following the last interaction.
• Newsletter subscriber data: Retained until you unsubscribe or request deletion.
• Analytics data: Retained per Google Analytics default retention settings (26 months).
• Legal and compliance records: Retained for the period required by applicable law.

9. Your Privacy Rights

Depending on your location, you may have the following rights regarding your personal data:

9.1 For EU & UK Residents (GDPR / UK GDPR)

• Right of Access: Request a copy of the personal data we hold about you.
• Right to Rectification: Request correction of inaccurate or incomplete data.
• Right to Erasure (“Right to be Forgotten”): Request deletion of your personal data, subject to legal obligations.
• Right to Restrict Processing: Request that we limit how we use your data.
• Right to Data Portability: Receive your data in a structured, machine-readable format.
• Right to Object: Object to processing based on legitimate interests or for direct marketing purposes.
• Right to Withdraw Consent: Withdraw consent at any time where processing is based on consent, without affecting the lawfulness of prior processing.

9.2 For All Users

• You may unsubscribe from our newsletter at any time by clicking the unsubscribe link in any email or by contacting us directly.
• You may request deletion or correction of your data by contacting us at the details below.

To exercise any of these rights, please contact us at: info@viarmoservices.com

We will respond to all verifiable requests within 30 days. In complex cases, we may extend this period by an additional 60 days, with prior notice.

10. Data Security

We implement appropriate technical and organizational measures to protect your personal data against unauthorized access, loss, alteration, or disclosure. These measures include:

• SSL/TLS encryption for data transmitted through our Website
• Restricted access to personal data on a need-to-know basis
• Regular security assessments of our Website and infrastructure

While we take data security seriously, no method of transmission over the internet is 100% secure. We cannot guarantee absolute security but are committed to maintaining industry-standard protections.

11. Children’s Privacy

Our Website and services are intended solely for individuals aged 16 years and older. We do not knowingly collect personal data from children under the age of 16. If you believe we have inadvertently collected such data, please contact us immediately and we will take prompt steps to delete it.

12. Third-Party Links

Our Website may contain links to third-party websites. We are not responsible for the privacy practices or content of those websites. We encourage you to review the privacy policies of any third-party sites you visit.

13. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices, legal requirements, or operational needs. When we make material changes, we will update the “Last Updated” date at the top of this page.

We encourage you to review this Privacy Policy periodically. Continued use of our Website after any changes constitutes your acceptance of the updated policy.

14. Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy or the processing of your personal data, please contact us:

Viarmo Accounting & Consulting Services
La Ressource, Vieux Fort, Saint Lucia
Email: info@viarmoservices.com
Phone: +1 (758) 284-5767
Website: https://viarmoservices.com

If you are located in the EU or UK and are unsatisfied with our response, you have the right to lodge a complaint with your local data protection authority. In the UK, this is the Information Commissioner’s Office (ICO). In the EU, you may contact the relevant supervisory authority in your country of residence.

This Privacy Policy was prepared specifically for Viarmo Accounting & Consulting Services and reflects the actual data practices of this Website. It is not a generic template.